WHAT IS A GENERATIONAL BUYER

Buying a home together as a family can be a smart move—whether you’re helping a child, caring for aging parents, or building wealth as a team.

WHY GENERATIONAL BUYING MAKES SENSE

Builds wealth together

Shares expenses and responsibilities

Provides stability for multiple generations

Strengthens family legacy and financial security

HOW TO QUALIFY

1. Combine incomes

Multiple borrowers’ incomes may be considered to strengthen the application.

2. Strong credit matters

Each borrower’s credit profile may be reviewed.

3. Have your financial documents ready

Prepare tax returns, W-2s, pay stubs, bank statements, and proof of assets.

4. Define ownership & responsibilities

Discuss how the property will be owned and establish expectations before purchasing.

5. Get pre-qualified together

Review the family’s combined financial picture and determine which loan programs may fit.

LOAN OPTIONS THAT MAY WORK FOR YOU

Conventional Loans — Flexible options for multiple borrowers.

FHA Loans — Lower-down-payment options may be available for qualified buyers.

VA Loans — Options for eligible veterans purchasing with family.

Every situation is unique. Let’s create a plan that works for your family.

CHUCK CHAVEZ | REAL ESTATE AGENT

Century 21 Allstars

714.684.6608

chuck@chuckchavez.com

www.chuckchavez.com

DRE# 01367620

9155 Telegraph Rd, Pico Rivera, CA 90660